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Tennessee Debt Relief Attorney
Becoming debt-free is a dream for many people. Fortunately, you can eliminate or reduce your debts through the bankruptcy laws.
The Law Offices of Philip F. Counce has helped thousands of people obtain debt relief over 30 years of service to the Memphis, Tennessee, area.
You may qualify to stop foreclosures, stop repossessions, stop tax sales, stop garnishments, stop utility shutoffs by MLGW and eliminate some income taxes.
You do not have to struggle under your debt burden. With the help of The Law Offices of Philip F. Counce, you can start your journey toward being debt-free.
Getting Help Using the Bankruptcy Laws
Many people make the mistake of waiting too long before seeking help. Many people make the mistake of borrowing against their homes, pledging assets, and withdraw cash from their retirement plans, in an attempt to avoid bankruptcy, but only end up digging a deeper hole for themselves.
Seniors are the fastest growing group filing for bankruptcy and present many issues not seen by others. Fixed incomes with mounting medical expenses has caused a severe strain on their resources and a lifetime of assets to protect has made it particularly important that you chose the right profession to represent you. We have represented many seniors who have filed bankruptcy and are familiar with the issues and the challenges that they face.
If your debts and credit card balances keep going up every month, do not wait. Call The Law Offices of Philip F. Counce at (901) 201-6012.
We can review your finances, and tell you what to expect if you file chapter 7 bankruptcy or chapter 13 bankruptcy. We will also recommend the best solution for you.
You may qualify to file Chapter 13 bankruptcy . and obtain the debt relief you need. Typically your monthly payments to your creditors are lowered and some debts are discharged to make a plan that you can afford. All of your debts are included to provide you the comprehensive relief and protection needed. This gives you the financial breathing room you need to restore your finances.
Some people may be better off filing Chapter 7 bankruptcy, which can completely eliminate most debts, including credit cards, medical bills, some taxes and many more. You generally need to be current on the debts you want to keep, such as your house and car.
Under both chapters, you can generally keep your house, your car or truck, and other personal property, under the exemption laws that we will explain when you come in for an appointment.
Caring, Quality Service
When you come to The Law Offices of Philip F. Counce, you will work directly with attorney Philip Counce, who has over 30 years of experience. Unlike many law offices, you will entrust your financial health to a lawyer, not a paralegal or secretary. Mr. Counce will create an individualized debt relief plan for you to stop the threat of foreclosure, repossession, garnishment, and utility cutoffs, immediately ending the harassing calls from creditors.
Will Bankruptcy Help?

Convenient Location — Park Free at Our Door
For a confidential consultation with Lawyer Philip F. Counce, call (901) 201-6012 or send us an e-mail. Our offices are located at 3333 Poplar Avenue, just west of the intersection of Poplar and Highland. Parking is free at the door.
We are a Title 11 Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. This ad does not create an attorney-client relationship until a written agreement is signed.