State of Franklin Savings Bank

Information may not be reliable

ATM and Debit Card Overdraft Rules:
We are required to obtain written permission before we can continue to cover overdrafts on your ATM and debit card transactions. To ensure that your transactions will be covered, you will need to complete this form and return it to one of our offices.
To complete an Opt In form online, click on the Specials box to the right, and complete the attached form.
These changes were effective August 15, 2010. If you have questions, please ask one of our Customer Service Representatives for more information.
Ongoing - FDIC INSURANCE COVERAGE
Jefferson Federal Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2011 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. The guarantee also applies to our Interest Checking accounts with interest rates of 0.25 percent or less. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules, which have increased coverage from $100,000 to $250,000 per depositor.

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Frequently Asked Questions